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The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other RetirementPlans from Near Annihilation by the Taxman
The premier guide for retirement and investment planning by “America’s IRA Expert” (Mutual Funds magazine)—fully updated to reflect the recent tax rule changes With the possible e xception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don’t know that the IRS is waiting to grab up to 90 percent of their hard-earned retirement savings. Now, in this fully updated edition of The Retirement Savings Time Bomb, renowned tax advisor Ed Slott explains in clear-cut layman’s terms what people need to know to keep their money and pass it on to their families..
Price: $8.00
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The Smartest 401k Book You'll Ever Read: Maximize Your Retirement Savings...the Smart Way!
The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You’ll Ever Read.In this thought-provoking and innovative new book, bestselling author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match. While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options. In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way..
Price: $9.69
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While America Aged: How Pension Debts Ruined General Motors, Stopped the NYC Subways, Bankrupted San Diego, and Loom as the Next Financial Crisis
From the bestselling author of Buffett, When Genius Failed, and Origins of the Crash, a wake-up call to the pension and retirement crisis facing America and the road map for a way outIn While America Aged, bestselling author Roger Lowenstein explains how corporations and governments ran up ruinous pension and health-care promises to workers—promises that are now coming due and that will hit America like a tsunami if nothing is done. Negotiating high benefits means gambling with future finances—and when the farm gets sold out from underneath major corporations or public institutions, it affects all of us, and in ways we might not imagine. With his trademark narrative panache, Lowenstein unravels the truth about how pensions work in America and illuminates the impending crisis. While America Aged is comprised of three fascinating case studies— each an object lesson and a compelling historical saga. The first goes back to the early days of the United Auto Workers and its crusading leader, Walter Reuther, to tell the story of how pensions and health-care obligations destroyed the American auto industry, in particular General Motors. Lowenstein then shifts the scene to New York City to tell the story of the rise of public pensions and public sector unions through the vehicle of the Communist-led Transport Workers Union. Once again, justifiable benefits were followed by outrageous ones, such as the right to retire at age fifty. The saga reached a dramatic climax in 2005, when workers responded to proposed pension cutbacks with a massive strike that brought New York’s subways and buses to a screeching halt days before Christmas. In the concluding episode, Lowenstein visits a metropolis even more reckless in doling out benefits—San Diego. Desperate not to impose higher taxes, city officials in this highly conservative enclave cut a series of deals with unions to short-change the retirement system and use pension funds to run the city. A massive scandal ensued—two mayors resigned, officials were indicted, and San Diego lost its bond rating. Lowenstein warns that the pension wars that erupted in Detroit, New York City, and San Diego are only the first. But he also recognizes that workers are entitled to decent security in their retirement—a critical problem as the country ages. While America Aged explains how we came to this crisis, and it also proposes a way out. Arming readers with knowledge of the consequences of doing nothing, While America Aged, first and foremost, a call to action..
Price: $10.25
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The Veteran's Survival Guide: How to File and Collect on VA Claims, Second Edition
"Claim denied!" All too often millions of veterans have received this response to their legitimate claims for federal benefits. In most cases, writes veterans' advocate John D. Roche, the claimant didn't understand the procedures needed to meet the myriad requirements of the Department of Veterans Affairs. With the appeals process requiring years to resolve disputes, deserving veterans and their dependents are left confused and frustrated by the agency and a system that was created to serve them. The answer is to submit a well-grounded claim initially, which The Veteran's Survival Guide, now in a revised, second edition, analyzes in detail. This unique book, written in an accessible self-help style, will be required reading for any veteran or veteran's dependent who wishes to obtain his or her well-earned benefits and for those officials of veterans' service organizations who assist veterans with their claims..
Price: $10.99
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The Complete Idiot's Guide to Your Military and Veterans Benefits (Complete Idiot's Guide to)
The perks for American servicemen and women. The U.S. Armed Forces exists in a reality all its own. Members are fed, paid, clothed, housed, and protected in a way few other American citizens can claim. Soldiers, sailors, airmen, and Marines can shop at low-price grocery stores, protect their families with low-cost insurance, and earn a lifetime pension before they turn 40 years old. In fact, military life offers so many benefits and perks, it’s hard for the average serviceman or woman to keep track of them. Finally, here is a guide that explains the benefits and how to obtain them. Inside, readers will find: • Clear and precise explanations of active duty family benefits • Details on veteran education and medical benefits • A money-saving guide to discounts for both active duty personnel and Veterans .
Price: $11.01
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Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Pensions
Get the most out of the new Medicare drug coverage! Everyone wants to get the highest possible retirement and pension income --not to mention the best medical coverage. This book is your guide to finding retirement benefits, figuring out the best time to claim them, and then doing so quickly and easily. Social Security benefits Find all the latest information and instructions you need to get your retirement and disability benefits, dependents and survivors benefits, and Supplemental Security Income (SSI). Medicare & Medicaid Learn the nuts and bolts of both programs, plus how to qualify and apply for them. Understand Medicare Part D prescription drug coverage what it covers, how to apply for it and how to use it with your medigap policy, managed care plan or Medicaid. Medical coverage options Get the latest information on Medicare and Medicaid HMOs and other managed care plans, and learn about the different types of medigap health plans. Government pensions & veterans benefits Discover when and how to claim the benefits you have earned. Practical advice for anyone thinking about retirement Find out how much your benefits will be when you plan to claim them. Time your retirement to get the best benefits. Fill out and file important benefit forms. And more!.
Price: $18.67
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Get a Life: You Don't Need a Million to Retire Well
Warner takes on the financial service industry's maxim that to avoid financial destitution in old age, Americans need to put aside larger sums of money that they are currently doing. Warner also advises readers on a number of other ways to enjoy the retirement years, including maintaining good health, having friends and close family ties, and enjoying varied interests and activities. Illustrations..
Price: $13.99
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The Military Advantage: A Comprehensive Guide to Your Military & Veterans Benefits
If you are one of the 30 million Americans who have answered the call to serve, you've earned valuable benefits. Literally billions of dollars in scholarships, educational benefits, home loan guarantees, and military discounts are there for the taking. All too often, however, these extraordinary benefits go unused or overlooked. The Military Advantage will help you unlock these benefits and make the most of your military experience. This plain English guide is a handy reference chock-full of insider tips, little-known benefits, shortcuts, and answers to frequently asked questions. It's an essential resource, an owner's manual for everyone with military or veterans benefits. Whether you are in uniform today, a veteran, military retiree, or family member, The Military Advantage is an absolute must-have..
Price: $6.03
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Retire Secure!: Pay Taxes Later The Key to Making Your Money Last as Long as You Do
Retire Secure! tackles the number one fear facing most IRA and retirement plan owners: running out of money too soon. Lange, a nationally recognized IRA expert, offers specific and practical strategies to successfully navigate the three stages of retirement planning: accumulation, distribution, and estate planning. Retire Secure! explains the tax advantages and long term wealth building strategies of selectively and strategically putting money into IRAs, Roth IRAs, 401(k)s, Roth 401(k)s and the myriad other retirement plan options available to individuals working in the corporate world, the non-profit sector, as well as individual proprietors. The book proves that putting money into tax advantaged retirement plans beats “traditional saving” in the after-tax environment. The book sheds new light on best practices for spending your IRA and retirement plan dollars and your traditional savings. Many readers will be surprised to discover that the order in which assets are spent is not a trivial consideration—it can make or break the bank. It also outlines Lange’s exceptional estate plan–a plan that has been featured in the Wall Street Journal and many other fine financial journals. The book offers financial planning strategies and tactics in plain English that everyone can understand—and using humor and interesting characters in real life situations the book escapes the dreaded dry financial tome tone. For example, Chapter 1 offers a great mini case study that charts the financial destiny of Mr. Pay Taxes Later and Mr. Pay Taxes Now. Both start saving when they are age 30, but when Mr. Pay Taxes Now reaches age 90, he is broke, while Mr. Pay Taxes Later has $1,946,949 left. Chapter 8 is devoted to a complete case study of “Eddie’s and Emily’s” entire retirement decision making process. The book is endorsed by more than 31 leading financial experts including Charles Schwab, and Roger G. Ibbotson, Yale Professor and perhaps the world’s foremost authority on asset allocation. As a bonus, readers who purchase this book can receive a free information-packed CD. "Retire Secure!is your playbook for winning the retirement game and beyond. It shows you how to capitalize on little known provisions of the tax law that will make your retirement savings last several lifetimes, leveraging your hard earned money into a family legacy. Best of all, you can rely on the advice here since it is written by one of the nation's leading retirement tax planning authorities.”Ed Slott, Author Parlay Your IRA into a Family Fortune and The Retirement Savings Time Bomb…and How to Defuse It James Lange (Pittsburgh, PA) , an attorney and CPA, is a nationally known IRA, 401(k), and retirement plan distribution expert with over 27 years of experience. His recommendations have appeared 23 times in theWall Street Journal as well as the New York Times,Newsweek, Kiplinger’s, and many other prestigious financial publications..
Price: $13.86
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