This
digital document is an
article from
Journal of Risk and Insurance,
published by
American Risk and
Insurance Association, Inc. on June 1, 1998. The length of the article is 824 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
From the supplier: The Florida Supreme Court in Allen Green v. Life & Health of America ruled that a material untruth in an insurance application will not void coverage if innocently made in cases where the insurer's own application relies on the truth of the applicant's statements regarding knowledge and belief. The case arose from Green's acquisition of a home health care benefits policy from the defendant. The court found that the insurer was logically bound by its chosen language which favors the insured.
Citation DetailsTitle: Wording of policy application language regarding pre-existing conditions key in determining whether applicant's incomplete disclosure sufficient to warrant denial of medical benefits; Florida Supreme Court resolves conflicts of intermediate courts in placing greater emphasis on applicant state of mind and policy wording. (truncated title)
Author: Jeffrey W. Stempel
Publication:Journal of Risk and Insurance (Refereed)
Date: June 1, 1998
Publisher: American Risk and Insurance Association, Inc.
Volume: v65
Issue: n2
Page: p343(2)
Distributed by Thomson Gale.
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