Books about Refinancing from Amazon.com

Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don't want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers won't be victims of the mortgage industry with this invaluable resource in hand. Instead, they'll get the best possible rates, avoid bogus fees, and get the great deal they deserve..
Price: $9.89 [Notify me when price goes down.]

Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other lenders, and getting the best deal available. All titles in Barron’s Business Keys series are written with a minimum of financial jargon and are directed at ordinary consumers and nonprofessionals in the business world..
Price: $1.00 [Notify me when price goes down.]

For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insider’s Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reed’s invaluable advice, homeowners will learn:

when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get paid • how to identify and avoid predatory lenders • how to negotiate closing costs

An Insider’s Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan.

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Price: $8.75 [Notify me when price goes down.]

Are you paying more than you need to?

In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that's good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan - this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing.

Key topics include:

-Refinancing Adjustable Rate Mortgages (ARMS)
-Understanding Broker Incentives
-Getting the Best Appraisal -Processing and Underwriting
-Cleaning up your Credit Report
-Signing Tips, Tricks, and Negotiation Strategies.
Price: $15.26 [Notify me when price goes down.]

Use your home to finance your retirement

Forgot to save for retirement, but bought a house? Saved a lot and also bought a house? Whatever your situation, Retire on the House can show you how to best use your home equity for a long and prosperous retirement.

Focusing on both retirement and real estate, Retire on the House is designed for retiree homeowners who want to use their home equity to finance their retirement. Filled with valuable insights and practical advice, this unique guide illustrates a number of ways this can be done, including:
* Selling your current home at the top of the market, moving to a less expensive residence, and retiring on your profits
* Obtaining rental income from your current home by renting to boarders
* Remodeling your home into units for much higher rental income
* Three options for obtaining cash from your home without selling, remodeling, or renting it
* Reducing or eliminating retirement expenses such as taxes
* Balancing your real estate portfolio by diversifying with other asset classes


Many of today's homes have tremendous value, and with Retire on the House as your guide, you'll discover how to use this value to achieve the retirement you deserve..
Price: $5.49 [Notify me when price goes down.]

How to take full advantage of changing interest rates, the details of getting a mortgage to purchase a home, dealing with banks and other mortgage holders, and much more. Here's a reliable guide for home buyers. Titles in the easy-to-understand Business Keys series are directed at consumers and non-professionals, with advice on saving, investing, protecting assets, and increasing wealth through prudent money management. The books define terms, cut through business jargon, speak in plain language, and take the mystery out of business..
Price: $3.61 [Notify me when price goes down.]

During the 1990s, rising tuition costs and inadequate federal grant aid prevented more than a million otherwise qualified, low-income students from continuing their education past high school. Education policy expert Edward P. St. John is troubled by this situation and argues that equal access to higher education is both feasible and just. In Refinancing the College Dream, he examines recent trends in public funding of education and explores alternatives to financing which would provide equal access to postsecondary education for all Americans.

The growing gap in the rate of participation in higher education for low-income groups compared to upper-income groups over the past three decades, St. John finds, has been a direct result of the decreased availability of federal grants, even after taking into account such factors as an increased emphasis on strengthening high school graduation requirements. To reverse this trend, he suggests that policymakers refocus the debate over the public financing of higher education from taxpayer costs to principles of social responsibility and justice, along with economic theories of human capital. He then shows how improved coordination between state and federal agencies, expanded use of loans, and better targeting of grant aid can maximize access for low-income students while minimizing increases in taxes.

Making higher education accessible to low-income students is one of the crucial challenges for citizens and policymakers in the early twenty-first century. Refinancing the College Dream offers a theoretical and practical foundation for boldly rethinking the financial strategies used by colleges and universities, states, and the federal government to accomplish this essential goal.

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Price: $27.88 [Notify me when price goes down.]

The Expert Guide to Finding the Right Mortgage at the Right Price

Whether you're buying your first home, a new home, or refinancing, it's crucial to get the right mortgage at terms you can afford over the long run. Backed by decades of real estate experience, American Mortgage lays out all the issues you need to know--your rights, the questions you need to ask, what to expect, and how to apply. Drawn from years of experience helping thousands of clients, American Mortgage delivers everything you need to know to get a good deal and improve your investment.

Everything U Need to Know About:
Financing a Home

• A complete breakdown of all mortgage options
• Explanations of the changes in the market
• Ways to figure out your income requirements
• Making sense of the paperwork

BONUS CD-ROM FEATURES: Ready-to-print documents you'll need to refinance your home, including real estate forms, income requirements, credit profiles, and more!

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Price: $10.95 [Notify me when price goes down.]