|
|
|
Stop the 401(k) Rip-off!: Eliminate Costly Hidden Fees to Improve Your Life
-- How would you spend an extra $4,000 a year for the next twenty-five years? -- How much more secure would your retirement be with an extra $100,000 or more? -- How much more time could you spend at your family dinner table if you could work an hour less each day? -- What would you do in retirement if you could retire three years earlier? Your 401(k) plan is probably one of your most important future sources of financial security. This book makes it easy for you to take the five steps needed to add more than $100,000 to your retirement nest egg without taking more risk or saving more money. This can allow you to improve your lifestyle, increase your benefits, identify the hidden costs and also improve your standing within your company by proactively helping your employer to take needed action..
Price: $4.91
[ Notify me when price goes down.]
|
|
Gotcha Capitalism: How Hidden Fees Rip You Off Every Day-and What You Can Do About It
What is Gotcha Capitalism?
Coughing up $4 fees for ATM transactions Iron-clad cell phone contracts you can’t get out of with a crowbar Paying big bucks for insurance you don’t need on a rental car or forking over $20 a day for supposedly “free” wireless internet. Every day we use banks, cell phones, and credit cards. Every day we book hotels and airline tickets. And every day we get ripped off. How? Here are just a few examples of how big business can get you: • You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. • Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. • You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. • You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interest rate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “Red Tape Chronicles” columnist Bob Sullivan exposes the ways we’re all cheated by big business, and teaches us how to get our money back–proven strategies that can help you save more than $1,000 a year..
Price: $8.00
[ Notify me when price goes down.]
|
|
Scams & Swindles: Phishing, Spoofing, ID Theft, Nigerian Advance Schemes Investment Frauds: How to Recognize And Avoid Rip-Offs In The Internet Age
Phishing. Spoofing Spyware Swoop and squat. Malicious spam. Chain letters Ponzi schemes ID theft. The Internet Era has created a whole class of frauds and schemes that separate people from their money. It's also given new life to older cons and scams. This book organizes various rip-offs by type and severity. Then it explains how each type of scam works -- and how an ordinary person can recognize it before getting taken in. Drawing on interviews with law enforcement experts, victims and even crooks, this book gives readers a state-of-the-art primer on financial crimes and the sleazy dealings that fall slightly short of illegal. It also uses real-life case studies of frauds, to show how they start and how they end -- all in a plain-English style that everyone can enjoy. And this book does more than just tell stories; it gives readers questions, checklists, worksheets and other tools to make sure they're not being scammed -- or to take the right actions if they have been..
Price: $6.15
[ Notify me when price goes down.]
|
|
Rip-Off: A Writer's Guide to Crimes of Deception (Howdunit)
Something tells us we would be naïve to believe this book would appeal solely to mystery writers. Detective Fay Faron, syndicated newspaper columnist ("Ask Rat Dog") and author of Missing Persons, has written a primer sure to turn any novice (writer, of course) into a scam expert. Rip-Off removes the mystery from such cons as the pigeon drop, Latin lotto, Gypsy-sweetheart scams, guaranteed-prize mailers, charity scams, bait-and-switches, biz-op scams, the Texas twist, identity theft, carny cons, chain letters, psychic hotlines, three-card monte, Ponzi schemes, 809 phone numbers, and gambling stings. Faron's writing advice focuses on identifying the basic traits of perps and pigeons (60 percent of pigeons are seniors, but we're all susceptible), defining the lingo (drag broad, shaky mom, mish roll, etc.), and counseling writers to "tell the story from the point of view of the victim." --Jane Steinberg.
Price: $7.25
[ Notify me when price goes down.]
|
|
The Ultimate Rip Off, Fourth Edition
Jeff Burke, a Special Agent for the IRS, goes beyond the law to find several tax payers who are evading taxes and uncovers a major plot by the IRS commissioner and a rare coin enterprise to rip off millions of dollars in income tax revenues to finance a secret project. Along the way, public finance concepts, political controversies, contemporary individual and corporate tax planning, tax fraud and avoidance, and the real life of IRS employees are elucidated in a way both students and instructors will find gripping and informative..
Price: $12.95
[ Notify me when price goes down.]
|
|
The Big Fix: How The Pharmaceutical Industry Rips Off American Consumers (Publicaffairs Reports)
As the pharmaceutical industry invests more and more in the development of new drugs, true breakthroughs are few and far between Into the breach comes a panoply of product-line extensions and me-too drugs aimed at grabbing market share. The industry plows its high profits back into research, but invests an equal or greater sum in flogging its products in every imaginable venue. Research studies are designed to support marketing claims. Many doctors all over the country get their first information about new drugs from a salesperson. And, increasingly, prescription drugs are pitched to consumers on TV and the internet with images of hope, terror, or chic. Evidence-based practice guidelines, which endeavor to get the right medicines to those who will benefit most, can't be heard over the din. Having created an unprecedented number of "megabrands"—blockbuster drugs with huge sales—and undergone an extraordinary wave of consolidation, some drug companies now find themselves in a precarious position. Patents are expiring on flagship products. In order to sustain the growth Wall Street has come to expect, these companies must produce billions of dollars worth of new revenue—fast. But can Americans continue to bankroll Operation Grow Big Pharma? Must we swallow the bad with the good? .
Price: $2.25
[ Notify me when price goes down.]
|
|
No Sucker Left Behind: Avoiding the Great College Rip-off
Look before you learn: With classes topping $100 per hour, the average graduate owes $23,000 in student loans and $3,000 in credit cards or more. But the real cost-when missing income, interest on loans, and other costs are factored in-averages almost $85,000.
Debt, not academic problems, is the leading cause of dropping out.
The debt is a risky business proposition: Only 33 percent of full-time students graduate within four years, and only about half (54 percent) graduate within six years. About 33 percent drop out without finishing their degrees.
In 2003, six out of 10 college students said that they planned to move back in with their parents after graduation. Also in 2003, half of 2002 college graduates were living at home, and one out of three were still looking for a job. Many students cite high college cost, or high costs of living, as the reason they decide to return home.
College is a bad short-term financial investment. The earnings of the average high school graduate who does not attend college will outpace his/her counterpart in college for 15 years. These high costs are accepted as a necessary evil for great-paying jobs. But student expectations are far higher than reality. On average, students expect to earn 44 percent, or $11,000, more than they actually will when they graduate. But there are things students can do to strike back, including: Getting around expensive application fees
Increasing their financial aid or offers of financial aid
Taking courses for free No Sucker Left Behind gives you the tools to get your degree without getting robbed. Marc Scheer is a career counselor and writer living in New York. .
Price: $11.87
[ Notify me when price goes down.]
|
|
|
|
|